Making a Difference in Members' Lives since 1960

For 60 years, Del-One FCU has served the residents of Delaware and we are incredibly thankful to our members and community partners. It’s because of you that Del-One exists today. In celebration of our 60th anniversary, take a look at these amazing deals for August!

See below for 60thanniversary events, giveaways, and promotions for Auto Loans,
Home Equity Lines of Credit, and Equity Builder Mortgages!

$60 Giveaway!

Our 60th Anniversary is on August 18, 2020. To celebrate Del-One is giving away $60 for every business day in August!

Here’s how it works:

  • A $60.00 cash prize will be given away every business day through August 1 to 31, 2020
  • Enter to win by clicking the link below or visiting any
    open branch location
  • Visit us on social media Facebook @DelOneFCU
    and Instagram @DelOneFCU

Terms & Conditions:

  • The Contest begins 12 AM Eastern standard Time (EST) on August 1, 2020 and ends at 11:59 PM EST on August 31, 2020 (“Contest Period”).
  • No purchase necessary to enter or claim the prize
  • Only one entry per person
  • Officials and employees of the credit union and their immediate families are not eligible
  • Click here for full contest rules

Enter to win:

Shred Event!

Did you de-clutter during quarantine?
Now is the time to safely and securely dispose of those personal documents you didn’t want to just throw away!

In order to maintain social distancing practices, this will be a drive-thru event. All visitors are encouraged to remain in their cars as staff remove shred boxes.

Saturday, August 8, 2020
9:00 AM to 12:00 PM
Del-One Federal Credit Union, West Dover Branch
270 Beiser Blvd., Dover, DE 19904

Note: Bring up to 10 file boxes of your personal documents for shredding. Lifestyle Document Management, Inc. will secure files in their locked and alarmed company vehicle, then transport the items to their facility in Georgetown, DE where all documents are thoroughly destroyed.


Anniversary Auto Refinance

No Teaser Rates!

Let us help you sweeten your summer with a Del-One Anniversary Auto Refinance Loan.
Rates valid for credit scores of 680 and above, External refinance only.

Refinance Personal Cars and Trucks 2016 and Newer:

48 – Month Rate 3.24% APR1

60 – Month Rate 3.49% APR1

72 – Month Rate 3.99% APR1

Applications must be received by 11:59 PM 8/31/2020

Home Equity Line of Credit

Putting your home to work for you!

To celebrate Del-One’s 60th Anniversary, we are offering a Home Equity Line of Credit with an introductory rate of 2.99% APR2 thru 6/30/2021!

  • Ready whenever you need it
    With a HELOC, you could have a line of credit at the ready in case an unexpected expense comes your way, such as a hospital bill or home renovation.
  • Save money on fees
    No application fees on origination cost, and closing cost rebates for HELOCs over $50,000
  • Endless possibilities
    Use your HELOC for debt consolidation, college expenses, home improvements, a new car, or a family vacation.

Applications must be received by 11:59 PM 8/31/2020

Equity Builder Mortgage

Refinance your current mortgage today with a Del-One
Equity Builder Mortgage3

  • Borrow up to 90% of your home’s value to pay off your
    existing mortgage
  • Pay no private mortgage insurance (“PMI”)
  • Pay no points
  • Pay no fee to apply
  • Save interest and rapidly increase your equity
    with a 10- or 15-year term

Mortgage Phone Number: (302) 608-0104

  1. Annual Percentage Rate (APR) listed is the lowest possible APR for qualified borrowers. Rate may change dependent  upon credit qualifications. APR cannot go below floor rate. Maximum loan amount based on credit quality and NADA value. Existing Del-One loans are not eligible. Promotional rate valid only on applications received 08/01/2020 – 08/31/2020. No additional discounts will be applied (i.e. autopay discount). Maximum loan $50,000. Loan must be funded on or before 09/30/2020 for promotional rate to be honored. Not all applicants will qualify. This offer applies to new and used cars, light duty trucks and SUVs only. Rates and terms are subject to change and offer may be discontinued at any time without notice. 
  2. Conditions/restrictions apply. Limited time offer. Equal housing lender. NMLS ID 543572 Annual Percentage Rate. APR of 2.99% is based on credit scores of 740 and above, and LTV cannot exceed 80%. Rate may vary based on credit worthiness.
  3. Conditions / Restrictions may apply. NMLS ID 543572